Major Oregon Supreme Court ruling undermines MERS, but leaves registry room to challenge

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MERS GETS SLAMMED IN SUPREME COURT DECISION | – The Rhode Island Supreme Court vacated the Superior Court’s ruling on the following grounds: 1. Despite the fact that DiLibero granted MERS contractual rights, NCMC was the designated Lender, who later filed bankruptcy and rejected its contractual obligation to MERS as a MERS/MERSCORP member-user of the MERS System.

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In a rare opinion (as compared to the country) the Oregon Supreme Court does not seem impressed by those who created MERS (Fannie, Freddie, all the major banks) and actually applies the law of deeds of trusts and agency to MERS attempts to foreclose. major-oregon-supreme-court-ruling-undermines-mers-leaves-registry-room-challenge

Major Oregon Supreme Court ruling undermines MERS, but leaves registry room to challenge RealtyTrac: 20% of foreclosures remain vacant after owner departs RealtyTrac released its Q3 2015 US Zombie Foreclosure and vacant property report, which shows 20,050 US residential properties in the foreclosure process – but not yet repossessed by the foreclosing lender – were vacant "zombie" homes as of the end of the third quarter of 2015, down 27% from the previous quarter and down 43% from a.

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Federal Judge Rules: MERS Mortgage Transfers are Illegal. MERS and the banks screwed up big time, and there is no "do over" – there is no valid lien on the property, so owners have got their homes free and clear. There have been numerous court rulings against MERS – including decisions made by state supreme courts.

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In July 2012 the Oregon Appeals Court ruled that only the beneficiary of a loan, which MERS is not, could file foreclosure. That ruling all but eliminated nonjudicial foreclosures in Oregon for the last 11 months. This month’s Oregon Supreme Court ruling appears to pave the way for a return to out-of-court foreclosures.