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FHA loans have. to this one might not require traditional PMI, they will make up for the increased risk of lending to you in another way, such as by offering you a higher interest rate. Indeed,
It helps me know I’m not way out there and I’m somewhat on the right track. As far as your above quote that’s exactly what I told this lender. She was reading from the new FHA guidelines that say the 90 day seasoning waiver has this line in it: the seasoning is waived if the seller (me) is not selling for more than 20% of my purchase price.
Opinion: In housing finance, the FHA is not the way The answer is private mortgage insurance
FHA loan rules do not allow loan approval for any home with restrictions on selling. For example, you cannot be bound by a right of first refusal when selling a condo unit purchased with an FHA loan. FHA loan rules will require that there be no such clause applicable to the borrower as a condition of loan approval.
The mortgage finance industry is, in the view of many, just one step away from being a government utility as it is. The only way to reduce taxpayer exposure in housing finance is to fully utilize the.
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2. if the loan is going FHA, why is a home inspection by a licensed inspector not mandatory? (i dont know if it is now or not). 3. if a home inspection should be/is mandatory, then why is the home inspection report not turned into the bank and FHA as part of the loan paper package? (i dont know if it is now or not).
· Deferred maintenance such as weeds in the garden or the dishwasher not working is not an issue. However, broken window panes, leaking water lines or noticeable electrical problems will cause the appraiser to make note of such problems and the lender will ask that the problems be fixed before issuing a mortgage loan.